Terms of Service

Last Updated: October 21, 2025

Agreement to Terms

By accessing or using the B. Marie Consulting website and services, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our website or use our services.

Services Description

B. Marie Consulting provides credit repair and funding assistance services. Our credit repair services include:

  • Credit report analysis
  • Dispute of inaccurate, unverifiable, or outdated information
  • Communication with credit bureaus on your behalf
  • Credit education and guidance
  • Ongoing support and monitoring

No Guarantee of Results

While we work diligently to help improve your credit, we cannot guarantee specific results or outcomes. Credit repair results vary depending on individual circumstances, and the removal of items from your credit report is ultimately determined by the credit bureaus and creditors.

Any company that promises or guarantees specific credit score increases or the removal of accurate negative information is not being truthful. We comply with all applicable laws, including the Credit Repair Organizations Act (CROA).

Your Responsibilities

As a client, you agree to:

  • Provide accurate and complete information
  • Respond to our requests for documentation in a timely manner
  • Make timely payments for services rendered
  • Notify us of any changes to your contact information
  • Follow credit-building recommendations we provide
  • Not engage in any fraudulent activity

Payment Terms

Services are billed on a monthly basis. Payment is due at the beginning of each service period. We accept various payment methods as specified during enrollment. Failure to pay may result in suspension or termination of services.

Cancellation Policy

You may cancel your service at any time without penalty or cancellation fees. Cancellations must be submitted in writing via email to admin@bmariellc.com. You are responsible for payment through the end of the current billing period. No refunds will be issued for partial months of service.

Your Right to Cancel: You have the right to cancel this contract without penalty or obligation at any time before midnight of the 3rd business day after the date on which you signed the contract.

Confidentiality

We maintain strict confidentiality of all client information. We will not share your personal or financial information with third parties except as necessary to provide our services, as required by law, or with your explicit consent.

Limitation of Liability

B. Marie Consulting shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services. Our total liability shall not exceed the amount you paid for our services in the three months prior to the event giving rise to the liability.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of B. Marie Consulting and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.

Dispute Resolution

Any disputes arising from these Terms of Service or our services will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Houston, TX.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.

Compliance with Laws

B. Marie Consulting complies with all applicable federal and state laws, including:

  • Credit Repair Organizations Act (CROA)
  • Fair Credit Reporting Act (FCRA)
  • Fair Debt Collection Practices Act (FDCPA)
  • State-specific credit services organization laws

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms.

Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force.

Entire Agreement

These Terms of Service, along with our Privacy Policy, constitute the entire agreement between you and B. Marie Consulting regarding the use of our services.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Important Notice: You have the right to cancel this contract without any penalty or obligation at any time before midnight of the 3rd business day after the date you signed the contract. See the attached notice of cancellation form for an explanation of this right.